“It’s not much…” The ‘actual loss insurance claim’ that you gave up on because it was annoying becomes simpler

There were many complaints that the process for receiving actual medical insurance and insurance benefits, which covers hospital expenses when sick or injured, is complicated and cumbersome. This process will become simpler in the future.

This is reporter Hwang Ye-rin.


A law to significantly reduce the process of claiming actual loss insurance passed the National Assembly today (6th).

[Kim Young-joo/Vice-Chairman of the National Assembly: I hereby declare that the alternative bill to partially revise the Insurance메이저사이트 Business Act has been passed.]

Currently, in order for patients to receive actual loss insurance money, they must obtain a medical certificate, receipt, or medical fee documentation from a hospital or pharmacy.

You must also submit it directly to the insurance company along with your application.

It has been pointed out that it is quite cumbersome.

[Baby food/Yeonnam-dong, Seoul: Anyway, I wish I could give it to them in a convenient way. To be honest, it’s a hassle, and it’s a bit annoying to apply for something that doesn’t even have a lot of money.]

Because the process is complicated, one out of two people who subscribe to actual loss insurance gave up filing a claim.

There was also an analysis that the amount of money not received by consumers alone exceeds 270 billion won per year.

In the future, instead of consumers, medical institutions will transmit various documents, such as medical certificates, to an intermediary agency.

This data is then directly delivered to the insurance company.

Previously, some patient groups were concerned that patients’ medical information could be leaked, and doctors’ groups argued that it would place an unnecessary administrative burden on medical institutions.

However, the Anti-Corruption and Civil Rights Commission decided 14 years ago that consumer convenience is more important.

This law will take effect one year after the date of promulgation for hospitals, and two years for clinics and pharmacies with less than 30 beds.

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